• Salaried employees, Professionals & Self-employed businessman, Individuals with high net worth, People engaged in trade/commercial business, Directors of Companies are eligible for the loan.
  • Financing up to 20% On Ex. show room Price-excluding comprehensive Insurance, Taxes and Registration charges.
  • Quantum of loan will be determined at 24 times of gross monthly emoluments as per last 3 years I.T. Returns or statement of accounts or employer’s income certificate
  • Flexible Loan tenor for a period up to 7 years.
  • Highly competitive interest rate
  • Interest is calculated on daily balance basis which is of great advantage to customer as it results in lower interest amount.
  • Prepayment fee is to be levied if Loan is repaid after initial 12 months.
  • Simplified application form/procedures for convenience of customers, and speedy approvals.


  • Application form
  • Identity Card/Passport or legal documents.
  • Documents evidencing income.


For further details and terms and conditions, please contact us

(0084 8)38 228 939 – 39 101 266
(0084 8) 39 246 341
Boi.hcmvnm@bankofindia.co.in
Branch Timing:
8:30am to 5:30pm Monday to Friday (excl. public holidays)
Business hours
8:30am to 4:30pm Monday to Friday (excl. public holidays)
Bank code in Vietnam: 79659001
SWIFT code: BKIDVNVX