• To meet the credit needs of trade, commercial activity, other general business/profession, as also for their bona fide requirements
  • To meet educational expenses of family members including near relatives
  • To undertake repairs/renovation/extension to the residential/commercial property
  • To purchase/construct residential house/ flat, purchase of a Plot of land for construction of house/premises for business/commercial use;

  • High net worth Individuals with stable income
  • Salaried employees, Professionals, Self-employed persons etc

  • Financing up to 70% of the assessed value of the property;
  • Max Loan tenor for a period of 10 years subject to the age of retirement in case of employees
  • 4 times of net annual income based on PIT Returns for last 2/3 financial years
  • Highly competitive interest rate;
  • Interest is calculated on daily balance basis which is of great advantage to customer as it results in lower interest amount
  • Prepayment fee is to be levied if Loan is repaid after initial 12 months.
  • Simplified application form/procedures for convenience of customers, and speedy approvals

  • Application form.
  • Identity Card/Passport or legal documents.
  • Documents evidencing income.
  • Land/property related documents.
Loan Application Form
Download

For further details and terms and conditions, please contact us

(0084 8)38 228 939 – 39 101 266
(0084 8) 39 246 341
Boi.hcmvnm@bankofindia.co.in
Branch Timing:
8:30am to 5:30pm Monday to Friday (excl. public holidays)
Business hours
8:30am to 4:30pm Monday to Friday (excl. public holidays)
Bank code in Vietnam: 79659001
SWIFT code: BKIDVNVX

 
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