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We offer deposits products for both individuals and corporates to meet their day to day banking as well as to set aside some funds for future investments.
- Current Deposits- Vietnamese & Foreign Individuals & corporates.
- Savings Plus Deposits- Vietnamese Individuals and corporates.
- Monthly Interest Deposits Account: To earn a fixed monthly interest to meet your day to day needs.
- Monthly Instalment Deposits Account- The deposit accounts help you to save a fixed amount every month for your future investment planning.
DEPOSITS - RETAIL & CORPORATE | ||||||
---|---|---|---|---|---|---|
Interest rates in % per annum |
||||||
VND w.e.f. 01.03.2024 |
USD | Eur/JPY | ||||
Maturity Buckets | Individuals | Corporates | Individuals | Corporates | Individuals | Corporates |
Current Account | 0.50 | 0.50 | 0.00 | 0.00 | 0.25 | 0.10 |
> 1 month to < 3 months | 3.30 | 3.20 | 0.00 | 0.00 | 0.30 | 0.30 |
> 3 months < 6 months | 3.60 | 3.50 | 0.00 | 0.00 | 0.40 | 0.25 |
> 6 months < 9 months | 4.00 | 3.80 | 0.00 | 0.00 | 0.40 | 0.25 |
> 9 months < 12 months | 6.00 | 5.80 | 0.00 | 0.00 | 0.50 | 0.25 |
> 12 months <18 months | 6.00 | 5.80 | 0.00 | 0.00 | 0.50 | 0.25 |
> 18 months < 24 months | 6.00 | 5.80 | 0.00 | 0.00 | 0.50 | 0.25 |
> 24 months up to 36 months | 6.00 | 5.80 | 0.00 | 0.00 | 0.50 | 0.25 |
The above rates are for reference and negotiable from case to case basis
. | VND | Foreign Currency | ||
---|---|---|---|---|
Remittance thru CITAD Or VCB Money | Less than VND 100 Million | VND 20,000 Flat | Up to USD 5000 | USD 2 |
VND 100 Million to < VND 500 Mn | 0.02% | > US$5000 to US$10,000 | USD 5 | |
VND 500 Million and above | 0.03% (max VND 1,000,000) | >US$ 10,000 | USD 15 | |
Facility | Commission |
---|---|
Outward Remittance | 0.2% (Minimum VND 400,000 and Max. VND 6,000,000) |
Inward Remittance from other Bank | Free |
Base Currency VND | Commission | Base Currency USD | Commission |
---|---|---|---|
Up to VND 40 Mn | VND 250,000 | Up to USD 2000 | USD 10 |
From VND > 40 Mn to 80 Mn | VND 350,000 | From USD > 2000 to 4000 | USD 15 |
From VND > 80 Mn to 150 Mn | VND 500,000 | From USD > 4000 to 7500 | USD 20 |
From VND > 150 Mn to 250 Mn | VND 600,000 | From USD > 7500 to 12,500 | USD 25 |
From VND > 250 Mn to 500 Mn | VND 700,000 | From USD > 12,500 to 25,000 | USD 30 |
From VND > 500 Mn and above | @ 0.12% | From USD > 25,000 and above | @ 0.12% |
Please note that we are not paying any interest on USD deposits as per the extant guidelines.
Tel:(0084 8)38 228 939 – 39 101 266
Fax:(0084 8) 39 246 341
Email:
Boi[dot]hcmvnm[at]bankofindia[dot]co[dot]in
Branch Timing:
8:30am to 5:30pm Monday to Friday (excl. public holidays)
Business hours
8:30am to 4:30pm Monday to Friday (excl. public holidays)
Bank code in Vietnam: 79659001
SWIFT code: BKIDVNVX