Savings Account

  • Available in VND currency.
  • Minimum Balance VND 200,000.
  • Average Monthly Balance is VND 200,000.
  • Interest on VND deposits will be calculated daily with application of interest on monthly basis.
  • Check Book facility available.
  • Any amount in excess of VND 2,000,000 in the SB account, will be auto swept out into the call or demand deposits in multiples of VND 2,000,000 on daily basis for any period from 2 weeks to 12 months, as per the customer's choice.
  • In case the balance in the SB A/c is short of the required level to meet cheques presented, funds from demand deposits portion will be auto swept in, into the SB portion, in multiples of VND 2,000,000 on daily basis. Although this would amount to Payment before Maturity, no penalty would be charged. The latest SDR deposit would be closed before maturity (in multiples of VND 2,000,000) to ensure that the customer does not have to bear higher loss (i.e. LIFO principle to apply).

Savings Account

  • ID card/ Passport
  • Valid Visa (for foreigners).
  • Local Address Proof (any utility Bill)

documents

45893

299325

APPLICATION-FOR-OPENING-PERSONAL-ACCOUNT.pdf

dc0801ff-855e-89a7-4086-04f620443157?t=1662015558051

Application form(as per the Bank's form)
(741.783 KB)

documents

45893

0

Terms-and-conditions-for-Account-Opening.pdf

5f6a2e3b-3784-a163-9220-60b30c199c05?t=1662446842335

Terms & Conditions
(460.083 KB)

Savings Account

  • Account Closure Charges within 12 months: VND 100,000
  • Minimum balance charges: VND 50000/per month
  • Dormant Account Fee (13th month onward): VND 50,000/pm
  • Cheque Book Charges (10 Leaves): VND 30,000.
Rate of Interest:

Depending on the tenor of deposits.

trade finance-service

For further details and terms and conditions, please contact us

(0084 8)38 228 939 – 39 101 266
(0084 8) 39 246 341
Boi.hcmvnm@bankofindia.co.in
Branch Timing:
8:30am to 5:30pm Monday to Friday (excl. public holidays)
Business hours
8:30am to 4:30pm Monday to Friday (excl. public holidays)
Bank code in Vietnam: 79659001
SWIFT code: BKIDVNVX