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IBU GIFT CITY
Indonesia
Current Account
Available in various currencies, such as VND, USD, EUR, etc.
SAVINGS PLUS Account
Available in VND currency.
MONTHLY INTEREST DEPOSITS
Vietnamese & Foreigners (Residents & Non-residents).
MONTHLY INSTALMENT DEPOSIT
Can be operated singly or jointly.
BOI Current Account
Available in various currencies, such as VND, USD, EUR, etc.
Boi fixed deposits
Minimum deposit period 1 month to earn interest.
Deposits
We offer deposits products for both individuals and corporates to meet their day to day banking as well as to set aside some funds for future investments.
- Current Deposits- Vietnamese & Foreign Individuals & corporates.
- Savings Plus Deposits- Vietnamese Individuals and corporates.
- Monthly Interest Deposits Account: To earn a fixed monthly interest to meet your day to day needs.
- Monthly Instalment Deposits Account- The deposit accounts help you to save a fixed amount every month for your future investment planning.
DEPOSITS - RETAIL & CORPORATE
Interest rates in % per annum
Interest rates in % per annum
| VND w.e.f.01.03.2024 | USD | Eur/JPY | |||||
|---|---|---|---|---|---|---|---|
| Type of Deposit | Tenor of Deposits | Individuals | Corporates | Individuals | Corporates | Individuals | Corporates |
| Current /Savings Deposit | Current/Saving A/c | 0.10 | 0.20 | 0.00 | 0.00 | 0.25 | 0.10 |
| Term Deposit | > 1 month to < 3 months | 2.10 | 2.00 | 0.00 | 0.00 | 0.30 | 0.30 |
| Term Deposit | > 3 months < 6 months | 3.10 | 3.00 | 0.00 | 0.00 | 0.40 | 0.25 |
| Term Deposit | > 6 months < 9 months | 3.10 | 3.00 | 0.00 | 0.00 | 0.40 | 0.25 |
| Term Deposit | > 9 months < 12 months | 3.10 | 3.00 | 0.00 | 0.00 | 0.50 | 0.25 |
| Term Deposit | > 12 months <18 months | 5.00 | 4.80 | 0.00 | 0.00 | 0.50 | 0.25 |
| Term Deposit | > 18 months < 24 months | 5.00 | 4.80 | 0.00 | 0.00 | 0.50 | 0.25 |
| Term Deposit | > 24 months up to 36 months | 5.00 | 4.80 | 0.00 | 0.00 | 0.50 | 0.25 |
The above rates are for reference and negotiable from case to case basis
DOMESTIC
| VND | Foreign Currency | |||
|---|---|---|---|---|
| Remittance thru CITAD Or VCB Money | Less than VND 100 Million | VND 20,000 Flat | Up to USD 5000 | USD 2 |
| VND 100 Million to < VND 500 Mn | 0.02% | > US$5000 to US$10,000 | USD 5 | |
| VND 500 Million and above | 0.03% (max VND 1,000,000) | >US$ 10,000 | USD 15 |
Domestic Transfer in FOREIGN CURRENCY
| Facility | Commission |
|---|---|
| Outward Remittance | 0.2% (Minimum VND 400,000 and Max. VND 6,000,000) |
| Inward Remittance from other Bank | Free |
Overseas Remittance Charges in INR
| Base Currency VND | Commission | Base Currency USD | Commission |
|---|---|---|---|
| Up to VND 40 Mn | VND 250,000 | Up to USD 2000 | USD 10 |
| From VND > 40 Mn to 80 Mn | VND 350,000 | From USD > 2000 to 4000 | USD 15 |
| From VND > 80 Mn to 150 Mn | VND 500,000 | From USD > 4000 to 7500 | USD 20 |
| From VND > 150 Mn to 250 Mn | VND 600,000 | From USD > 7500 to 12,500 | USD 25 |
| From VND > 250 Mn to 500 Mn | VND 700,000 | From USD > 12,500 to 25,000 | USD 30 |
| From VND > 500 Mn and above | @ 0.12% | From USD > 25,000 and above | @ 0.12% |
Deposits
Please note that we are not paying any interest on USD deposits as per the extant guidelines.
Deposits
For further details and terms and conditions, please contact us
(0084 8)38 228 939 – 39 101 266
(0084 8) 39 246 341
Boi.hcmvnm@bankofindia.co.in
Branch Timing:
8:30am to 5:30pm Monday to Friday (excl. public holidays)
Business hours
8:30am to 4:30pm Monday to Friday (excl. public holidays)
Bank code in Vietnam: 79659001
SWIFT code: BKIDVNVX
OUR EXCHANGE RATE
