Savings Account


Exchange Rates


A deposits scheme with feature of a Savings Bank and Demand Deposits accounts to take care of your short term financial needs.


Vietnamese Individuals of 18 years & above


  • Available in VND currency.
  • Minimum Balance VND 200,000.
  • Average Monthly Balance is VND 200,000.
  • Interest on VND deposits will be calculated daily with application of interest on monthly basis.
  • Check Book facility available.
  • Any amount in excess of VND 2,000,000 in the SB account, will be auto swept out into the call or demand deposits in multiples of VND 2,000,000 on daily basis for any period from 2 weeks to 12 months, as per the customer's choice.
  • In case the balance in the SB A/c is short of the required level to meet cheques presented, funds from demand deposits portion will be auto swept in, into the SB portion, in multiples of VND 2,000,000 on daily basis. Although this would amount to Payment before Maturity, no penalty would be charged. The latest SDR deposit would be closed before maturity (in multiples of VND 2,000,000) to ensure that the customer does not have to bear higher loss (i.e. LIFO principle to apply).

List of documents:

Fees & Charges

  • Account Closure Charges within 12 months: VND 100,000
  • Minimum balance charges: VND 50000/per month
  • Dormant Account Fee (13th month onward): VND 50,000/pm
  • Cheque Book Charges (10 Leaves): VND 30,000.

Rate of Interest:

Depending on the tenor of deposits.

Terms & Conditions:

Please download.

For further details and terms and conditions, please contact us

Tel: (0084 8)38 228 939 – 39 101 266
Fax: (0084 8) 39 246 341

Email: bankofindia@hcm.vnn.vn

Branch Timing:

8:30am to 5:30pm Monday to Friday (excl. public holidays)

Business hours

8:30am to 4:30pm Monday to Friday (excl. public holidays)

Bank code in Vietnam: 79659001